Eligible Galaxy owners can now manage a dollar-linked stablecoin in the wallet already on their phones, with options to send it to compatible crypto wallets or pay out to qualifying overseas bank accounts.
Samsung has added a stablecoin account to Samsung Wallet for eligible U.S. Galaxy owners. The feature, rolled out in November 2026, puts Circle’s USDC in the same app that holds users’ cards and passes. A separate crypto app is unnecessary, and customers do not have to manage private keys themselves.
How the account works
USDC is designed to track the value of the U.S. dollar. Solana is the network that carries the transfers, while Samsung Wallet provides the interface. Bastion provides custody infrastructure, with Coinbase acting as its sub-custodian. Samsung classifies the product as a crypto wallet rather than a bank account.
The account is available to qualifying U.S. residents aged 18 or older with a compatible device running Android 13 or later. New York residents are excluded at launch. The estimate of 82 million compatible devices describes the rollout’s potential reach; Samsung has not reported that many stablecoin users.
Wallet transfers and bank payouts have different costs
Samsung does not charge for sending USDC to compatible crypto wallets, although other providers may apply fees. A separate payout option can send funds to eligible bank accounts in more than 60 countries. Depending on the destination, recipients may receive local currency and the payout fee can vary. Funding the account by credit card carries a 4% charge.
For a cross-border transfer, the useful comparison is the total cost of getting money from the sender’s card or account to the recipient.
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A new way to reach stablecoin users
The rollout gives people who already use Samsung Wallet a way to try stablecoin transfers without learning a separate wallet interface. Whether they keep using it will depend on practical details such as funding costs and whether recipients prefer USDC or a deposit in their local currency.
Samsung says it plans to explore online and in-store stablecoin payments, as well as expansion into other markets, subject to local regulation. The initial release gives customers a way to hold and move USDC while those broader uses remain under consideration.